I. INCOME | | | | | |
Interest Earned | 270388.19 | 268402.68 | 269296.14 | 238900.53 | 197484.96 |
Interest / Discount on advances / Bills | 193786.94 | 185890.76 | 209992.37 | 183180.92 | 147279.54 |
Interest on balances with RBI and other Inter-bank funds | 7234.22 | 11747.36 | 3812.38 | 3814.24 | 7552.92 |
Income on investments | 66892.58 | 68334.05 | 52572.53 | 48727.74 | 39330.04 |
Others | 2474.46 | 2430.51 | 2918.86 | 3177.64 | 3322.46 |
Other Income | 63543.54 | 50065.13 | 53721.08 | 46571.81 | 40522.08 |
Commission,exchange and brokerage | 45547.90 | 33840.81 | 37792.51 | 34439.33 | 27645.40 |
Profit / (loss)on sale of investments(net) | -9.18 | 2725.30 | 4831.34 | 708.92 | 2123.03 |
Profit on sale of Fixed Assets | 234.29 | 302.67 | 276.26 | 194.82 | 457.39 |
Foreign Exchange Gains | 18594.65 | 12334.10 | 6759.15 | 7382.56 | 6039.12 |
Income earned from subsidiaries/joint venture | 3195.33 | 1271.80 | 1414.32 | 1275.13 | 896.99 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | -4019.45 | -409.54 | 2647.50 | 2571.06 | 3360.16 |
Total Income | 333931.73 | 318467.80 | 323017.22 | 285472.35 | 238007.04 |
II. EXPENDITURE | | | | | |
Interest Expended | 102209.12 | 115006.21 | 134299.49 | 126842.49 | 102168.08 |
Intereston Deposits | 93155.60 | 101138.97 | 120609.42 | 110126.35 | 89375.01 |
Interest on RBI / inter-bank borrowings | 5221.14 | 8041.60 | 5411.49 | 9142.76 | 5669.77 |
Other Interest | 3832.39 | 5825.64 | 8278.57 | 7573.38 | 7123.29 |
Operating Expenses | 111213.89 | 85841.38 | 88509.36 | 75148.01 | 64257.22 |
Payments to and provisions for employees | 46133.52 | 37653.97 | 39111.17 | 31836.12 | 29502.35 |
Rent,Taxes and lighting | 7180.60 | 6873.90 | 6778.88 | 6280.94 | 5784.84 |
Depreciation on Banks property | 3809.93 | 3667.72 | 3719.49 | 3669.20 | 3026.90 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 35.47 | 26.22 | 23.65 | 24.11 | 21.13 |
Law charges | 11889.76 | 8426.90 | 9681.44 | 8441.00 | 6574.13 |
Communication Expenses | 2585.00 | 1743.29 | 1740.12 | 1686.94 | 1388.87 |
Repairs and Maintenance | 6254.28 | 5088.57 | 4442.25 | 3996.15 | 3828.59 |
Insurance | 3560.24 | 3236.91 | 2333.51 | 2012.46 | 1634.73 |
Other expenses | 29765.08 | 19123.92 | 20678.86 | 17201.10 | 12495.69 |
Provisions and Contingencies | 6895.62 | 24590.35 | 22161.65 | 9623.93 | 9399.50 |
Provision for investments | -913.70 | -444.00 | 901.20 | -137.40 | 1969.10 |
Provision for advances | | | | | |
Others Provisions | 7809.32 | 25034.35 | 21260.45 | 9761.33 | 7430.40 |
Profit Before Tax | 113613.10 | 93029.87 | 78046.72 | 73857.92 | 62182.23 |
Taxes | 27886.20 | 23381.50 | 18574.90 | 25204.60 | 21339.20 |
Current Income Tax | 28937.90 | 25369.30 | 18574.90 | 25204.60 | 20806.00 |
Deferred Tax | -1051.70 | -1987.80 | | | 533.20 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 85726.90 | 69648.37 | 59471.82 | 48653.32 | 40843.03 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 85726.90 | 69648.37 | 59471.82 | 48653.32 | 40843.03 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 333224.66 | 274766.45 | 228664.69 | 184699.29 | 148405.94 |
Transfer to Statutory Reserve | 21431.80 | 17412.10 | 14868.00 | 12163.40 | 10210.80 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | -13.97 | 13.97 | |
Equity Dividend | | | | 1602.82 | 1142.14 |
Corporate dividend tax | | | | 236.78 | 217.03 |
Other appropriations | 311792.86 | 257354.35 | 213810.66 | 170682.31 | 136835.97 |
Equity Dividend % | 22.00 | 18.00 | | 16.00 | 14.00 |
Earnings Per Share | 43.00 | 35.00 | 31.00 | 25.00 | 21.00 |
Adjusted EPS | 43.00 | 35.00 | 31.00 | 25.00 | 21.00 |